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"

Oklahoma City is the capital and largest city of the state of Oklahoma. The county seat of Oklahoma County, the city ranks 27th among United States cities in population. The population grew following the 2010 Census, with the population estimated to have increased to 610,613 as of July 2013. As of 2013, the Oklahoma City metropolitan area had a population of 1,319,677, and the Oklahoma City-Shawnee Combined Statistical Area had a population of 1,390,835 residents, making it Oklahoma's largest metropolitan area. Oklahoma City's city limits extend into Canadian, Cleveland, and Pottawatomie counties, though much of those areas outside of the core Oklahoma County area are suburban or rural (watershed). The city ranks as the eighth-largest city in the United States by land area (including consolidated city-counties; it is the second-largest city in the United States by land area whose government is not consolidated with that of a county).Oklahoma City features one of the largest livestock markets in the world. Oil, natural gas, petroleum products and related industries are the largest sector of the local economy. The city is situated in the middle of an active oil field and oil derricks dot the capitol grounds. The federal government employs large numbers of workers at Tinker Air Force Base and the United States Department of Transportation's Mike Monroney Aeronautical Center (these two sites house several offices of the Federal Aviation Administration and the Transportation Department's Enterprise Service Center, respectively).Oklahoma City is on the I-35 Corridor as one of the primary travel corridors into neighboring Texas and Mexico. Located in the Frontier Country region of the state, the city's northeast section lies in an ecological region known as the Cross Timbers. The city was founded during the Land Run of 1889, and grew to a population of over 10,000 within hours of its founding. The city was the scene of the April 19, 1995 bombing of the Alfred P. Murrah Federal Building, in which 168 people died. It was the deadliest terror attack in the history of the United States until the attacks of September 11, 2001, and remains the deadliest act of domestic terrorism in U.S. history.Since the time weather records have been kept, Oklahoma City has been struck by nine strong tornadoes, eight F/EF4s and one F5.services, health services and administration. The city is headquarters to two Fortune 500 companies,as well as being home to Travel Stops Stores, which is ranked thirteenth on ' list of private companies.

 

Tulsa /'t?ls?/ is the second-largest city in the State of Oklahoma and 47th-largest city in the United States. As of July 2013 the population was 398,121, an increase of 6,215 over that reported in the 2010 Census. It is the principal municipality of the Tulsa Metropolitan Area, a region with 961,561 residents in the MSA and 1,131,458 in the CSA. The city serves as the county seat of Tulsa County, the most densely populated county in Oklahoma, and extends into Osage, Rogers, and Wagoner counties.Tulsa was first settled between 1828 and 1836 by the Lochapoka Band of Creek Native tribe. For most of the 20th century, the city held the nickname ""Oil Capital of the World"" and played a major role as one of the most important hubs for the oil industry.Once heavily dependent on the oil industry, economic downturn and subsequent diversification efforts created an economic base in the energy, finance, aviation, telecommunications and technology sectors. The Tulsa Port of Catoosa, at the head of the McClellan-Kerr Arkansas River Navigation System, is the most inland river port in the U.S. with access to international waterways. Two institutions of higher education within the city have sports teams at the Division I level, Oral Roberts University and the University of Tulsa.It is situated on the Arkansas River at the foothills of the Ozark Mountains in northeast Oklahoma, a region of the state known as ""Green Country"". Considered the cultural and arts center of Oklahoma, Tulsa houses two world-renowned art museums, full-time professional opera and ballet companies, and one of the nation's largest concentrations of art deco architecture. The city has been called one of America's most livable large cities by Partners for Livable Communities, , and Relocate America. FDi Magazine in 2009 ranked the city no. 8 in the U.S. for cities of the future. In 2012, Tulsa was ranked among the top 50 best cities in the United States by . People from Tulsa are called ""Tulsans.""The United States Oil and Gas Association, formerly the Mid-Continent Oil and Gas Association, was founded in Tulsa on October 13, 1917, six months after the entry of the United States into World War I. At the time Tulsa called itself ""The Oil Capital of the World"". At its creation, the association worked to provide petroleum to the Allied forces. In the decades since its establishment, the association is recognized as a leading advocate for producers of domestic oil and gas.

 

Norman /'n?rm?n/ is a city in the State of Oklahoma 20 miles (30 km) south of downtown Oklahoma City in its metropolitan area. The population was 110,925 at the 2010 census. Norman's 118,197 residents make it the third-largest city in Oklahoma by population, and the city serves as the county seat of Cleveland County.Norman was settled during the Land Run of 1889, which opened the former Indian Territory and Unassigned Lands to pioneer settlement. The city was named in honor of its first land surveyor, Abner Norman, and was formally incorporated on May 13, 1891. Economically the city has prominent higher education and related research industries including as the home to the University of Oklahoma, the largest university in the state with approximately 30,000 students enrolled. The university is well known for its sporting events, with over 80,000 people routinely attending football games. The university is also home to several museums including the Fred Jones Jr. Museum of Art, which contains the largest collection of French Impressionist art ever given to an university.The National Weather Center, located in Norman, houses a unique collection of university, state, and federal organizations that work together to improve the understanding of events related to the Earth's atmosphere. Norman lies within Tornado Alley, a geographic region where tornadic activity is predominant. The Oklahoma City metropolitan area, including Norman, is the most tornado-prone area in the United States. In addition to this, the Storm Prediction Center, a branch of the National Oceanic and Atmospheric Administration, is in Norman due to its location. The facility is used for forecasting severe storm and tornado outbreaks in addition to housing various experimental weather radars.Despite being in the wide belt at high risk of this weather phenomenon, in 2008 CNN's Money Magazine ranked Norman as the sixth best small city within the United States in which to live.The University of Oklahoma employs over 10,700 personnel across three campuses, making it a significant driver of Norman�s economy. The campus is a center for scientific and technological research, having contributed over $277 million to such programs in 2009.

 

Broken Arrow is a city located in the northeastern part of the State of Oklahoma, primarily in Tulsa County but also with a section of the city in western Wagoner County. It is the largest suburb of Tulsa. According to the 2010 census, Broken Arrow has a population of 98,850 residents and is the fourth largest city in the state. However, a July 1, 2013, estimate reports that the population of the city is 103,500, making it the 278th largest city in the United States. The city is part of the Tulsa Metropolitan Area, which has a population of 961,561 residents.The Missouri�Kansas�Texas Railroad sold lots for the town site in 1902 and company secretary William S. Fears named it Broken Arrow. The city was named for a Creek community settled by Creek Indians who had been forced to relocate from Alabama to Oklahoma along the Trail of Tears.Though Broken Arrow was originally an agricultural community, its current economy is diverse. The city has the third largest concentration of manufacturers in the state.

 

The city of Lawton (Pawnee: Raar�htaaru?) is the county seat of Comanche County, in the State of Oklahoma. Located in southwestern Oklahoma, about 87 mi (140 km) southwest of Oklahoma City, it is the principal city of the Lawton, Oklahoma Metropolitan Statistical Area. According to the 2010 census, Lawton's population was 96,867, making it the fifth-largest city in the state.Built on former reservation lands of Kiowa, Comanche, and Apache Indians, Lawton was founded on August 6, 1901, and was named after Major General Henry Ware Lawton, a Civil War Medal of Honor recipient who was killed in action in the Philippine� War. Lawton's landscape is typical of the Great Plains, with flat topography and gently rolling hills, while the area north of the city is marked by the Wichita Mountains.The city's proximity to Fort Sill Military Reservation gave Lawton economic and population stability in the region throughout the 20th century. Although Lawton's economy is still largely dependent on Fort Sill, it has also grown to encompass manufacturing, higher education, health care, and retail. The city's government is run by a council-manager government consisting of a city manager and a city council headed by a mayor. Interstate 44 and three major United States highways serve the city, while Lawton-Fort Sill Regional Airport connects Lawton by air. Recreation can be found at the city's many parks, lakes, museums, and festivals. Notable residents of the city include many musical and literary artists, as well as several professional athletes.

 

Edmond is a city in Oklahoma County, Oklahoma, United States, and a part of the Oklahoma City metropolitan area in the central part of the state. As of the 2010 census, the population was 81,405, making it the sixth largest city in the state of Oklahoma.The city limits are located on the northern border of Oklahoma City. Two major highways connect Edmond to downtown Oklahoma City: U.S. Route 77 (the Broadway Extension), which runs through the center of Edmond, and Interstate 35, which runs along the eastern side. Public transportation is provided by Citylink Edmond bus service.In 2011, Edmond was #1 on CNBC's ""10 Perfect Suburbs"" list. Edmond was listed as one of the ""Top 100 Places to Live in 2007"" by Relocate America. Edmond was selected the most outstanding community in its class for five years in a row by the State Chamber of Commerce and State Industrial Development Department.The supermarket chain Homeland is based in Edmond. The University of Central Oklahoma, one of the fastest growing in the state, is a major employer. The city's economy is centered on technology, manufacturing, construction, wholesale, and retail trade.

 

Moore is a city in Cleveland County, Oklahoma, United States and is part of the Oklahoma City metropolitan area. The population was 55,081 at the 2010 census, making it the seventh largest city in the state of Oklahoma.Located between Oklahoma City and Norman, the city has been the site of several devastating tornadoes, with those occurring in 1999 and 2013 receiving national attention. The city was also damaged by other tornadoes in 1998, 2003, and 2010.

 

Midwest City is a city in Oklahoma County, Oklahoma, United States, and a part of the Oklahoma City metropolitan area. As of the 2010 census, the population was 54,371, making it the eighth largest city in the state.The city was developed in response to talk of an air field being located nearby and named for the Tinker Air Force Base's original designation as the Midwest Air Depot. The city suffered damage during two tornadoes, the first in May 1999 and the second on May 8, 2003.The city has always had strong ties to Tinker Air Force Base, the largest single-site employer in Oklahoma.[20] Other large employers include the Midwest Regional Medical Center and aerospace industry businesses affiliated with the base.

 

Enid (e'nid) is a city in Garfield County, Oklahoma, United States. As of the 2010 census, the population was 49,379, making it the ninth largest city in Oklahoma. It is the county seat of Garfield County. Enid was founded during the opening of the Cherokee Outlet in the Land Run of 1893, and is named after Enid, a character in Alfred, Lord Tennyson's Idylls of the King. In 1991, the Oklahoma state legislature designated Enid the ""Purple Martin Capital of Oklahoma."" Enid holds the nickname of ""Queen Wheat City"" and ""Wheat Capital"" of Oklahoma and the United States for its immense grain storage capacity, and has the third largest grain storage capacity in the world.The economy of Enid is diverse, but its foundation is the oil and gas industry and agriculture.When Enid participated in the City Beautiful movement in the 1920s,[49] Frank Iddings wrote the city song, ""Enid, The City Beautiful"". ""You're right in the center where the best wheat grows and you've got your share of the oil that flows,"" his lyrics read.[50] These were the early staples of the Enid economy. Enid's economy saw oil booms and agricultural growth in the first half of the 20th century. The Great Depression, however, caused both of these staples to lose value, and many businesses in Enid closed. However, Enid recovered, prospering and growing in population until a second wave of bad economic times hit in the 1980s, when competition with the local mall and economic factors led Enid's downtown area to suffer.[51] Since 1994,[52] Enid's Main Street program has worked to refurbish historic buildings, boost the local economy, and initiate local events such as first Friday concerts and holiday celebrations on the town square.[53]

 

is a city in north-central Oklahoma at the intersection of US-177 and State Highway 51. It is the county seat of Payne County, Oklahoma, United States. As of 2012, the city population was estimated to be 46,560, making it the tenth largest city in Oklahoma. Stillwater is the principal city of the Stillwater Micropolitan Statistical Area which had a population of 78,399 according to the 2012 census estimate. Stillwater was part of first Land Run held April 22, 1889, when Oklahoma Territory's Unassigned Lands opened for settlement. The city charter was adopted on August 24 later that year. Stillwater is home to Oklahoma State University, a branch of Northern Oklahoma College, Meridian Technology Center, and the Oklahoma Department of Career and Technology Education.Stillwater has a diverse economy with a foundation in aerospace, agribusiness, biotechnology, optoelectronics, printing and publishing, and software and standard manufacturing. The city operates under a council-mayor government system. The city's largest employer is Oklahoma State University. It was one of the 100 top places to live in 2010, according to CNN Money Magazine.Stillwater is located in the area popularly known as ""Tornado Alley"". It has a humid subtropical climate and the highest recorded temperature was 115 �F (46 �C).The city is home to the National Wrestling Hall of Fame and Museum and the Oklahoma State Cowboys wrestling team.Stillwater is home to a diverse mix of business and industry, from manufacturing to advanced technology. Among its export industries are printing and publishing, floor covering, wire products, software, food and kindred products, and research. Stillwater has the following economic clusters: aerospace, agribusiness, biotechnology, optoelectronics, printing and publishing, software and standard manufacturing.[29]

 

Muskogee is a city in Muskogee County, Oklahoma, United States. It is the county seat of Muskogee County, and home to Bacone College. The population of the city was 39,223 as of the 2010 census, a 2.4 percent increase from 38,310 at the 2000 census,[2] making it the eleventh-largest city in Oklahoma.The 1951 film Jim Thorpe, All , starring Burt Lancaster, was filmed on the campus of Bacone Indian College at Muskogee.[3] Two feature films were recently shot in Muskogee: Salvation (2007) and Denizen (2010).

 

Bartlesvillian/Bartian Bartlesville is a city started in Osage County but now mostly in Washington county in the U.S. state of Oklahoma. The population was 35,750 at the 2010 census, with a 2013 estimate of 36,258 according to the US Census Bureau.[3] Bartlesville is 47 miles (76 km) north of Tulsa and 18 miles (29 km) from Oklahoma's northern border with Kansas. It is the county seat of Washington County. The Caney river runs through Bartlesville.Bartlesville is the primary city of the Bartlesville Micropolitan area, which consists of Washington County and has a population of 50,976 as of 2010. Bartlesville Micropolitan area is also part of the Tulsa Combined Statistical Area CSA with a population of 988,454 as of 2010.Bartlesville is notable as the longtime home of Petroleum Company. The company merged with noco as nocos and later split into the two independent companies 66 and hillips. Both companies remain in Bartlesville. Frank founded Petroleum in Bartlesville in 1905 when the area was still Indian Territory.It is one of two places in Oklahoma where a Lenape Native tribe lives, the other being Anadarko.[citation needed]Prior to its merger with Con, Petroleum Company had its headquarters in Bartlesville. After Con formed, the combined company established a global systems and services office in Bartlesville. Cono spun most of its operations not related to Exploration and Production to form a new company, 66, in 2012. The two companies combined employ or contract more than 3,800 people in the area. n also has an office here.

 

Owasso is a city in Rogers and Tulsa counties in the U.S. state of Oklahoma, and a northern suburb of Tulsa. The population was 28,915 at the 2010 census. Originally settled in 1881 in Indian Territory, the town incorporated in 1904 just prior to Oklahoma statehood and was chartered as a city in 1972.Scenes in The Outsiders film were shot in Owasso.Owasso became a bedroom community in the 1950s for Tulsa, which was only 12 miles (19 km) away. As Tulsa expanded, so did industry around Owasso, stimulating further growth. Industrial development proceeded through the 1980s and 1990s. Factories included Airlines, with nine thousand employees, Group, with seventeen hundred, and , with twelve hundred and Com with twenty-two hundred.

 

Shawnee is a city in Pottawatomie County, Oklahoma, United States. The population was 29,857 at the 2010 census, a 4.0 percent increase from 28,692 at the 2000 census.[3] The city is part of the Oklahoma City-Shawnee Combined Statistical Area; it is also the county seat of Pottawatomie County and the principal city of the Shawnee Micropolitan Statistical Area.Located on Interstate 40, Shawnee is about 45 minutes east of the attractions in downtown Oklahoma City. To the east and northeast, the McClellan-Kerr Arkansas River Navigation System offers barge access to the Gulf of Mexico.

 

Ardmore is a business, cultural and tourism city in and the county seat of Carter County, Oklahoma, United States.[3] As of the 2010 Census, the city had a population of 24,283, while a 2011 estimate has the Ardmore micropolitan statistical area totaling 57,482 residents. Ardmore is located 90 miles (140 km) equidistant from Oklahoma City and Dallas/Fort Worth, Texas at the junction of Interstate 35 and U.S. Highway 70, and is generally considered the hub of the ten-county region in South Central Oklahoma, also known by state tourism pamphlets as Arbuckle Country and Lake and Trail Country. Geologically, Ardmore is situated about 9 miles (14 km) south of the Arbuckle Mountains, and is located at the eastern margin of the Healdton Basin, one of the most oil-rich regions of the United States.Ardmore was named after the affluent Philadelphia suburb and historic Pennsylvania Main Line stop Ardmore, Pennsylvania, which was named after Ardmore, Ireland by the Pennsylvania Railroad in 1873. The name Ardmore is Gaelic signifying high grounds or hills.Ardmore is the principal center of trade for a ten-county region in south central Oklahoma, with a retail pull factor of 1.7 - 1.9. Ardmore's major employers are North America, with 1,900 employees and Mercy Memorial Health Center, with 900 employees. Several hundred employees work for regional distribution centers for among others. Until early 2009, Ardmore was also home to a large regional distribution center for the now-defunct retail electronics chain, City and was also home to a 1-800-flowers call center. In 2010 Ardmore lost another technology company, , which was purchased by and moved away to California. The 85,000 bbl/d (13,500 m3/d) Valero Refinery in northeast Ardmore employs some 250 area residents. Ardmore is also home to the Samuel Roberts Noble Foundation, among the nation's 50 largest private foundations, primarily engaged in agricultural bioresearch activities. Located just to the south of the city limits on the Oklahoma-Texas border is the World Casino, which is owned by the Chickasaw Nation. In 2001, opened a foundry located at the Ardmore Industrial Airpark.

 

Ponca City (Pawnee: Riihitawiru?, Ri�hitawiru, Riihit�wiru ) is a small city in Kay and is partly in Osage counties in the U.S. state of Oklahoma, which was named after the Ponca Tribe. Located in north central Oklahoma, it lies approximately 18 miles (29 km) south of the Kansas border, and approximately 15 miles (24 km) east of Interstate 35. Ponca City had a population of 25,387 at the time of the 2010 census, making it the largest city in Kay County. The city is near the Arkansas River, the Salt Fork of the Arkansas River, Kaw Lake, and Lake Ponca, which all provide numerous recreational opportunities.Ponca City lies on approximately 18.1 square miles (46.9 km2) of land, and also has approximately 1.2 sq mi (3.1 km2) of water, for a total area of 19.3 square miles (50.0 km2). The city is served by the Ponca City Regional Airport (PNC), and is accessible by US-60, US-177, OK-11, and I-35. 66 has 1,500 employees and 650 contractors in its facilities in Ponca City. The company has a credit card center, a refining complex, a technology research center and a transportation office. The Ponca City Refinery, operated by 66, is the largest refinery in the state of Oklahoma.[20]

 

Yukon is a city in Canadian County, Oklahoma, United States and is part of the Oklahoma City Metropolitan Area. The population was 22,709 at the 2010 census.[2] Founded in the 1890s, the town was named in reference to a gold rush in Yukon Territory, Canada, at the time. Historically, Yukon served as an urban center for area farmers and the site of a large milling operation. It is now considered primarily a bedroom community for people who work in Oklahoma City.

 

Duncan is a city and county seat of Stephens County, Oklahoma, United States.[3] The population was 23,431 at the 2010 census.Duncan once adopted the slogan, ""The Buckle on the Oil Belt"". Its main claim to fame is as the birthplace of the Corporation. Erle P. perfected a new of cementing wells, making oil production much easier and more profitable, and established the New Oil Well Cementing Company in 1919. He died in 1957, at which time the company had 201 offices in 22 states and 20 foreign countries. maintains seven different complexes in Duncan plus an employee recreational park, but the corporate offices relocated first to Dallas and later to Houston.

 

Bixby is a city in Tulsa and Wagoner counties in the U.S. state of Oklahoma, and is a suburb of Tulsa. The population was 13,336 at the 2000 census and 20,884 in the 2010 census, an increase of 56.6 percent.[3] It is nicknamed ""The Garden Spot of Oklahoma"" for its rich agrarian heritage. Though one of the fastest growing communities in Oklahoma, it remains a sod-growing center and a popular location for purchasing fresh vegetables. In 2009, CNN Money.com placed Bixby No. 67 on its list of 100 Best Places to Live.

 

Del City is a city in Oklahoma County, Oklahoma, United States, and a part of the Oklahoma City metropolitan area. The population was 21,332 at the 2010 census.Del City is located near two major interstate highways, both of which connect it to Oklahoma City. Interstate 40 bisects the town from the northwest to southeast, and Interstate 35 lies just a short distance west of the city. The city borders southeast Oklahoma City, Midwest City and Tinker Air Force Base. George Epperly founded the city, which was incorporated by a vote of its residents in 1948. Del City is named after Epperly's eldest daughter Delaphene.[3] Since its incorporation Del City has expanded three times, first by annexing Carter Park in 1954, Midway Village in 1963 and the acquisition of an undeveloped piece of land between the city and Tinker AFB[3] A large area of Del City was significantly impacted by the May 3, 1999 tornado outbreak that passed through the Oklahoma City metro area.Del City borders Tinker Air Force Base, the largest single-site employer in Oklahoma.[20] Other major employers in the area include Rose State College, the Midwest Regional Medical Center, base-affiliated companies and many of the major employers in the Oklahoma City metropolitan area.

 

Sapulpa is a city in Creek and Tulsa counties in the U.S. state of Oklahoma. The population was 20,544 at the 2010 United States census, compared to 19,166 at the 2000 census. It is the county seat of Creek County.

 

Altus is a city and county seat in Jackson County, Oklahoma, United States. The population was 19,813 at the 2010 census, a loss of 7.7 percent compared to 21,454 at the 2000 census.Altus is home to Altus Air Force Base, the United States Air Force training base for C-17, and KC-135 aircrews. It is also home to Western Oklahoma State College and Southwest Technology Center.

 

Bethany is a city in Oklahoma County, Oklahoma, United States, and a part of the Oklahoma City metropolitan area. The population was 19,051 at the 2010 census, a decline of 6.2 percent from 20,307 at the 2000 census. The community was founded in 1909 by followers of the Church of the Nazarene from Oklahoma City.The largest employers in the area include: Southwestern Christian University, Wiley Post Airport, Deaconess Hospital at Bethany, the Children's Center, and Bethany public schools. Since 1975 Bethany has been the headquarters for the International Pentecostal Holiness Church. The Federal Aviation Administration Systems Management Office is located there. Bethany is the headquarters for the Horse"

"

ster is still known in Oklahoma as the ""Capital of Little Dixie,"" for its old-time Democratic politics.The Oklahoma State Penitentiary is a large source of employment and local revenue in McAlester.

 

El Reno is a city in and county seat of Canadian County, Oklahoma, United States. As of the 2010 census, the city population was 16,729. The city was begun shortly after the 1889 land rush and named for the nearby Fort Reno. It is located in the central part of the state, approximately 25 miles (40 km) west of downtown Oklahoma City, and is part of the Oklahoma City Metropolitan Statistical Area.

 

Ada is a city in and the county seat of Pontotoc County, Oklahoma, United States. The population was 16,810 at the 2010 census, an increase of 7.1 percent from 15,691 at the 2000 census. The city was named for Ada Reed, the daughter of an early settler, and was incorporated in 1901. Ada is home to East Central University, and is the headquarters of the Chickasaw Nation.Ada is an Oklahoma Main Street City, an Oklahoma Certified City, a Tree City USA member, and a National Weather Service StormReady Community.The economy of Ada is diversified. In the mid and late 20th century, the town was a manufacturing center, producing products such as Wrangler jeans, auto parts, cement and concrete, plastic-wear, and other products. Since the start of the 21st century, however, most large manufacturing centers have left or have downsized considerably.

 

Durant is a city in Bryan County, Oklahoma, United States and serves as the capital of the Choctaw Nation of Oklahoma. The population was 15,856 at the 2010 census. Durant is the principal city of the Durant Micropolitan Statistical Area, which had a population of 42,416 in 2010. Durant ranks as the second largest city within the Choctaw Nation, following McAlester, and ahead of Poteau. Durant also has the third highest violent crime rate in the state of Oklahoma.The city was founded by Dixon Durant, a Choctaw who lived in the area, after the MK&T railroad came through the Indian Territory in the early 1870s. It became the county seat of Bryan County in 1907 after Oklahoma statehood.Durant is home to Southeastern Oklahoma State University and the headquarters of the Choctaw Nation. The city is officially known as the Magnolia Capital of Oklahoma.Durant was ranked as the fastest growing rural city in Oklahoma in 2004, having the fastest growth rate outside of the Oklahoma City and Tulsa metropolitan areas.

 

Chickasha /'t??k??e?/ is a city in and the county seat of Grady County, Oklahoma, United States. The population was 16,036 at the 2010 census. Chickasha is home to the University of Science and Arts of Oklahoma. The city is named for, and strongly connected to Native American heritage as Chickasha (Chikashsha) is the Choctaw word for Chickasaw.Agriculture, particularly wheat production, and cattle raising have been important to the city's economy since its earliest days. Manufacturing became important about the middle of the 20th Century.

 

Tahlequah (/'t�l?kw??/ TAL-?-kwah; Cherokee: ???) is a city in Cherokee County, Oklahoma, United States located at the foothills of the Ozark Mountains. It was established as a capital of the 19th-century Cherokee Nation in 1839, as part of the new settlement in Indian Territory after the Cherokee Native Americans were forced west from the American Southeast on the Trail of Tears.The city's population was 15,753 at the 2010 census, an increase of 8.96 percent from 14,458 at the 2000 census. It is the county seat of Cherokee County. The main campus of Northeastern State University is located in the city. Tahlequah is the capital of the two federally recognized Cherokee tribes based in Oklahoma, the United Keetoowah Band of Cherokee Indians and the modern Cherokee Nation.

 

Miami (/ma?'�m?/ my-AM-?)) is a city in and county seat of Ottawa County, Oklahoma, United States. As of the 2010 census, the population was 13,570, a decline of one percent from 13,704 at the 2000 census. The city is named after the Miami tribe. Miami is the capital of the Miami Tribe of Oklahoma, Modoc Tribe of Oklahoma, Ottawa Tribe of Oklahoma, Peoria Tribe of Indians, Seneca-Cayuga Tribe, and Shawnee Tribe. Miami is part of the Joplin, Missouri metropolitan area

 

Woodward is a city in and the county seat of Woodward County, Oklahoma, United States. It is the largest city in a nine-county area. The population was 12,051 at the 2010 census.The area was historically occupied by the Kiowa, Comanche, Cheyenne and Arapaho tribes. European-American settlers established the town in 1887 after construction of the railroad to that point for shipping cattle to markets. The town was on the Great Western Cattle Trail. In the 19th century, it was one of the most important depots in the Oklahoma Territory for shipping cattle to the East. As an important cattle town, it had the rough frontier bawdiness of the time. The United States opened up much of the area to European-American settlement by the Land Run of 1893 and migrants rushed into the area.Boiling Springs State Park, named for its artesian springs that seem to boil, has been established east of the city. After statehood, in 1911 Woodward was established as a court town for the US District Court of western Oklahoma. Annual federal dockets were held annually in November through 1948, and sporadically by need after that.Woodward is the principal center of trade for Northwest Oklahoma and a ten-county region including counties in Kansas and Texas. It serves a trade area of greater than 50,000 people. Agriculture, petroleum, wind energy, and manufacturing all contribute to Woodward's economy.

 

Elk City is a city in Beckham County, Oklahoma, United States. The population was 11,693 at the 2010 census, and the population was estimated at 12,606 in 2013. Elk City is located on Interstate 40 and Historic U.S. Route 66 in western Oklahoma, approximately 110 miles (180 km) west of Oklahoma City and 150 miles (240 km) east of Amarillo, Texas.Today, Elk City is the principal center of trade for Western Oklahoma and much of the Texas Panhandle, with a 60-mile (97 km) trade radius that serves more than 50,000 people. Petroleum, agriculture, wind energy, transportation, tourism, manufacturing, and healthcare all contribute to Elk City's economy.

 

Okmulgee is a city in Okmulgee County, Oklahoma, United States. The population at the 2010 census was 12,321 a loss of 5.4 percent since the 2000 census figure of 13,022. It has been the capital of the Muscogee (Creek) Nation since the United States Civil War. The name is from the Creek word oki mulgee which means ""boiling waters"" in English. Other translations put it as ""babbling brook"" or 'Effluvium'.[] The site was chosen because of the nearby rivers and springs. Okmulgee is 38 miles south of Tulsa and 13 miles north of Henryetta via US-75.Agriculture and coal mining originally supported the local economy. Cotton, corn, feed grains, and forage were the main crops. Truck farming, dairying, and poultry raising were also important.

 

Guymon is a city in and the county seat of Texas County, Oklahoma. As of the 2010 census, the city population was 11,442. The 2012 census estimate grew to 11,930. Cattle feedlots, corporate pork farms, and natural gas dominate its economy, with wind energy production and transmission recently diversifying land owners farms.Guymon serves as a trade center for a wide wheat, livestock, and dairy area. A United States soil conservation station sits nearby. The city has oil and gas wells. Manufacturers include agricultural tillage tools, pressure tanks, printing, and formula feeds. The hamlet of Goodwell, Oklahoma, home of Oklahoma Panhandle State University, lies 11 miles (18 km) to the southwest. The city once had scheduled air service.

 

Weather is a city in Custer County, Oklahoma, United States. The population was 10,833 at the 2010 census.Weather is the home of a Kodak manufacturing plant as well as a hub for multiple oil and natural gas industry leaders.

 

Choctaw is the oldest chartered town in Oklahoma. Choctaw physically became a community in 1890, but was not given actual status as a town until 1893 when a territorial governor was appointed for Oklahoma. It officially celebrated its 100th anniversary in 1993. In 1950, Choctaw was in an agricultural area. It had a population of 355 in that year. However, despite its name, the town has no historical, cultural or government ties to the Choctaw Nation of Oklahoma. The tribal headquarters and casino are located in the southeast part of the state in Durant, Oklahoma, and the Choctaw Capitol Building and annual Labor Day Festival are in Tuskahoma, Oklahoma.Before Choctaw was chartered, the area included a part of William McClure's 7C Ranch and was known for a trading post and a camping spot near a spring.A community emerged on the east 80 acres (320,000 m2) of land John S. Muzzy claimed in the 1889 land run and received a postal designation in early 1890.The town incorporated in April 1904. When Oklahoma became a state in 1907, the town had 230 residents, four churches, a school, a bank, a newspaper and telephone service. By 1909, the town had three gins. The population grew very little during the Great Depression.

 

Glenpool is a city in Tulsa County, Oklahoma, United States. It is part of the Tulsa Metropolitan Statistical Area (TMSA). As of 2010, the population was 10,808. This was an increase of 33.1% since the 2000 census, which reported total population as 8,123.Glenpool is notable because the discovery of oil here in 1905 caused an economic boom that propelled the growth of Tulsa and its environs. Although the Glenn Pool field, for which the city was named, still produces a small amount of oil, the city now is primarily a bedroom community for Tulsa.

 

Guthrie (Pawnee: Ruhkarihraapi, Ruhk�rihaapi) is a city and county seat of Logan County, Oklahoma, United States, and a part of the Oklahoma City Metroplex. The population was 10,191 at the 2010 census, a 2.7 percent increase from the 9,925 at the 2000 census.Guthrie was the territorial and first state capital of Oklahoma. The city is nationally significant because of its collection of late 19th and early 20th century commercial architecture. The Guthrie Historic District is designated a National Historic Landmark.Victorian architecture in the city provides a backdrop for Wild West and territorial-style entertainment, carriage tours, replica trolley cars, specialty shops, and art galleries.

 

Warr Acres is a city in Oklahoma County, Oklahoma, United States, and a part of the Oklahoma City metropolitan area. It was established after World War II by C.B. Warr, a dynamic businessman, builder, and commercial developer. The population was 10,043 at the 2010 census.The city lies in the Putnam City School District and also Oklahoma City Public Schools.

 

"

Oklahoma

 

Your Company may discovered freight bill factoring but you may well not know what it is or more notably exactly what it can do for your business. Receivable Loan Funding likewise known as accounts receivable funding is a form of asset based lending that will increase a company's short-term cash flow. It is not a loan; no debt obligation is assumed by freight invoice factoring ,and the funds are unconditional. Receivable Funding Companies in Factoring Receivables Companies Oklahoma Factoring Companies at Staffingresource.org- giving invoice for small business deals oklahoma-factoring-companies

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Oklahoma City

Oklahoma

Receivable Funding Companies

The reason why Truck Firms Work with Factoring Companies.

 

As the manager of your own firm, you may perhaps be more than perceptive already of the hardship in making sure that capital matters do not become a dilemma down the line. After all, the most awful thing that can quite possibly happen for your company is to find yourself embroiled in a long and hard predicament that leaves you forever trying to find the cash you really need on an on-going basis.

 

 

Factoring Companies Reviews at Receivableservices.Org

Factoringinvoice Companies

Simply because, relying on the scale of the work, it can take up to 60 days for some companies to get paid out then it's significant to take care of your own back and definitely not leave yourself funds short to pay off the monthly bills. After all, how many firms possess two months revenue just lying there to deal with all their expenses until they make money?

 

 



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Cotton, formerly the leading cash crop of Oklahoma, has been succeeded by wheat; income from livestock, however, exceeds that from crops. Many minerals are found in Oklahoma, including coal, but the one that gave the state its wealth is oil. After the first well was drilled in 1888, the petroleum industry grew enormously, until Oklahoma City and Tulsa were among the great natural gas and petroleum centers of the world. Oil and gas have declined somewhat in importance today. Many of Oklahoma's factories process local foods and minerals, but its chief manufactures include nonelectrical machinery and fabricated metal products. Military bases and other government facilities are also important.

 

Factoring Invoice Companies

The reason why Truck Firms Work with Factoring Companies.

 

As the manager of your own firm, you may perhaps be more than perceptive already of the hardship in making sure that capital matters do not become a dilemma down the line. After all, the most awful thing that can quite possibly happen for your company is to find yourself embroiled in a long and hard predicament that leaves you forever trying to find the cash you really need on an on-going basis.

 

 



YKLFactoring.com

 

 

 

Factoring Business

 

Factoring Business

 

At one time or another, every business, even successful ones, have actually experienced bad money flow.

Money flow does not have to be a problem any more. Do not be fooled -- banks are not the only places you can get financing. Other options are available and you do not have to borrow. What is trucking factoring ? One solution is called trucking factoring. Truck Factoring is the procedure of selling accounts receivable to a financier rather than waiting to gather the cash from the client. Oh, the Irony- Truck factoring has an ironic difference: It is the financial backbone of many of America's most effective companies. Why is this paradoxical ? Because receivable funding is not taught in business colleges, is rarely discussed in business plans and is relatively unknown to bulk of most of American business people.

Yet it is a financial procedure that releases up billions of dollars every year, allowing countless companies to grow and prosper. Staffing Factoring has been around for thousands of years. Truck Factoring Companies are financiers who pay money for the right to get the future payments on your invoices. An unpaid receivable or invoice has value. It is a debt your customer has to pay in the near future. Factoring Principals--Although factoring offers solely with business-to-business transactions, a big portion of the retail company utilizes a factoring principal. MasterCard, Visa, and American Express all use a form of factoring in their retail deals. Utilizing the purest meaning of the word, these large consumer finance business are truly just large Commercial Factoring Businesses of consumer paper. Think about it: You make a purchase at Sears and charge it to your MasterCard. The store gets paid practically instantly, although you do not make payment until you are ready.

For this service, the credit card business charges Sears a fee (typical common normal charges range from two to 4 percent of the sale). The Benefits Staffing Factoring can provide many advantages to cash-hungry business. Rather than wait 30, 60, 90 days or longer for payment on an item that has actually already been delivered, a business can factor (sell) its receivables for money at a little discount off the dollar value of the invoice. Payroll, marketing efforts, and working capital are just a few of the business needs that can be met with instant  money.

Factoring offers the ways for a manufacturer to renew stock and make more products to offer: There is no longer a need to wait for earlier sales to be paid. Receivable Loan Financing is not just a cash management device for manufacturers: Practically any kind company can take advantage of Factoring. Typically, a company that extends credit will have 10 to 20 percent of its annual sales tied up in accounts receivable at any given time. Think for a moment about how much is bound in 60 days' worth of invoices: You can not pay the power bill or this week s payroll with a customer s invoice, however you can sell that invoice for the money to satisfy those obligations. Using truck factoring companies is a fast and simple process. The factor purchases the invoice at a price cut, typically a few portion points less than the face value of the invoice.

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The American Trucking Organization
mentions that there around
195,000 work with transportation
companies and
276,000 personal providers trucking
firms accredited to
operate in the States that carried,
according to their latest data of millions
items, supplies and
basic products .
There are several usual
providers either going solo or in
groups on our nation
highways transferring these
crucial products to our
shops, manufacturing facilities and shipping ports.

Plus  freight bill factoring
businesses benefit
numerous of them and offer their
factoring facilities
nationally comprising
including the following states.


: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,Florida,
Georgia, Hawaii, Idaho State,Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,
Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska,
Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina,
North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina,
South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia,
Wisconsin, and Wyoming

Oklahoma Factoring Companies

 

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Receivables factoring company Calculator
This calculator will show you how much you will make by using our receivables factoring company . But, as your about to discover, you will certainly notice the increased cash flow that will occur when you use our receivables factoring company
Enter the principal balance of your receivables factoring company
(call your receivables factoring company lender and ask for the current payoff amount):
Enter the amount of your monthly receivables factoring company payment:
(invoice amount):
Enter the your receivables factoring company's current interest rate:

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

EveryJob is a free service dedicated to helping professional truck drivers find new truck driving jobs with the best trucking companies hiring today!

Locate truck driving jobs by city, state, position andenefits offered. Search current driving jobs and fill out the EZ truck driver application customized for cdl trucking jobs

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

 

 

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How I Made a Fortune With Factoring

 

"

�So It is not a loan?� Charles Cooper asked as he leaned back in his chair, crossing his legs. The woman sitting across the desk from Charles smiled at him, shaking her head.�Not quite,� she said.Charles Cooper owned a small trucking company, and his business had recently fallen on difficult times. Certainly the trucking business can be an extremely profitable venture, and for many years it had been that way for Kenneth. His company was called Ryan Trucking, named after both of his grandfathers, Clifford and Walter. They had both been hardworking men, and had done a lot to make Charles the same.Six months ago disaster struck Kenneth's business when two out of his fleet of fifteen trucks were taken off the road.

 

One was a roll-over and ended up in the trucking graveyard: the other was involved in a serious and costly accident. Charles depended on his full fleet, and missing two trucks was devastating . Furthermore, buying a whole new truck and fixing the other simply took more cash than Charles had on hand.A big problem a lot of trucking companies came across was how bills were paid in the industry. You could go a month or more before bills were completely paid off. In the long run, this wasn�t an issue, but if problems arose, you could find yourself in trouble.Charles was an excellent business man, and he certainly hadn't done anything wrong. Things had happened that he could not have predicted, and he had to figure out a way to keep his business from hurting, or even going under.That�s where the woman across the desk came in. Her name was Jessica and she worked for a factoring company. He had accidentally come across her company one night when he was working late, searching the internet to see if there was some solution to his financial dilemma.Jessica explained. �it is really not a loan at all: we actually buy your accounts receivable. We aren�t giving you money to be paid back later, we�re buying something from you, and you can buy it back when you can. That way we�re protected from a complete loss, but you�re protected from the outrageous fees you would find in a loan from the bank.Charles agreed. It sounded good to him, almost too good.Jessica laughed. �You look like you don�t believe me,� she said.�No, I do, I just think it sounds a bit too good to be true. I actually thought I might end up losing my business.�Jessica smiled, agreeing. �Yes, we get a lot of that. Listen, I�d hate to see you lose your company. You work hard, you�ve put everything you can into it. We all need help sometimes. That's why we do what we do.""In any case, thank you for coming to see me.""It�s right down the road, usually we do it all online, but I didn�t mind swinging on by today,� said Jessica with a smile. �Let�s see what we can do to help you.�And with that they set about making a profile.

 

Charles completed the form, with Jessica offering advice as needed.

 

The profile filled Jessica and her company in on Kenneth�s company, and would help them determine if he was suitable for factoring. In truth, not all companies were. Some were beyond factoring special brand of help, and sometimes things weren�t even dire enough for it. Listening as Charles filled out his form, Jessica was pretty sure he was a perfect candidate for factoring.Jessica took the completed form and placed it in her briefcase. She then stood, reached across the desk and shook Kenneth�s hand. He also stood up, and they smiled at each other. Charles walked Jessica to the door where they said 'Goodbye', then he went back into his office.His employees were there, seven who worked in the office, and as he sat behind his desk once more he heard the familiar clack of fingers on keyboards, the electronic whine of the copy machine.He leaned back and closed his eyes. He had felt so helpless lately, was sure the whole thing was collapsing, and would take him with it. But now, after speaking to Jessica and learning all about Factoring, he felt such a huge relief, like someone had just lifted a huge weight off his shoulders. He relaxed into his chair, running his hand through his thick black hair with its telling streaks of grey.All those long, sleepless nights. The terrifying panic attacks that occurred regardless of where he was. Already he could feel all the stress start to drain away. He knew it wasn't over yet and that there was still a way to go, but he could just feel everything start to change for him. He was still here; he knew this was the right path for him, and he felt proud that he had taken the appropriate steps to sort out his problems.His mind wandered back to the very beginning, when he first started his business. He had opened a restaurant at age twenty two when he was fresh out of school. It had been really successful. Offering home cooking in his own hometown, his business had really prospered.But he had gotten bored. He wasn't passionate about the food industry. He thought about it for a long time, then decided it was time to sell his restaurant. He took six months off, and during that time he decided to create Ryan Trucking. And that's exactly what he did. Once again he built a company from the ground up. The business had been an instant success.Then disaster! The two trucks went down and suddenly his success wasn't looking so guaranteed. He was nearing fifty. He was concerned that he just did not have the energy left to try and save the business. But giving up wasn't part of his personality either.

 

Just the thought of shutting down, cutting his losses, laying off his workers - the whole thing made him physically sick some nights. He didn�t know how to say quit.And now, because of factoring, he was sure he wouldn�t have to. Kenneth's eyes opened, he sat forward in his chair and turned on his computer. He had lots to do. There would be plenty of time later to be thankful, but for now it was time to get back to work.

 

"

 

 

 

 

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Factoring Services For Trucking Companies

 

"

Smith Truck and Haul has been in business since the mid 1980s. For more than twenty years they've been delivering goods for most major industries in the nation, with business booming as they traversed the country, in all kinds of weather, for all kinds of clients. During the boom times from 2002 to 2007 Smith Truck & Haul was the mastermind of a top-rated accounts receivable in the trucking industry. Few customers were ever late on bills and those clients who were, were sure to turn in their late payments within a reasonable amount of time. Times were great for everyone, and the cash was flowing.It was just one year later, in 2008, when the economy in the United States took a sharp decline, and both large and small businesses started to notice the squeeze on their pocketbooks: everyone had suddenly gone silent. Business slowed to a crawl

 

. And worse yet, Smith had noticed during the early part of 2008 that though the bulk of their clients were always on time with payments, the few late-bloomers there were, had seemingly started to spread this illness. Spring changed to summer, summer changed to fall, and the CEO of Smith, James Davidson, was beginning to feel very uncomfortable indeed whenever he looked at their weekly Accounts Receivable reports. There was a growing list of clients who now owed them back debt.He had gone to his administrators and asked them what the problem had been. Were they doing something wrong or different when it came to reaching out to delinquent accounts? When checking his bookkeeper's records this was definitely not the case. He thought perhaps that he was losing clients to a competitor who offered rock-bottom prices with little to no guarantee of quality performance, and that the folks who owed Smith money had jumped ship and decided to leave him holding the bag.

 

. They could not afford to pay him their debt, but they could afford a lesser service, maybe. But after doing the cursory research for this and talking to friends in the field, he found that alas, no, customers of Smith hadn't gone elsewhere. The had just gone!.To James Davidson the situation looked desperate. There were goods to ship, employees to pay, trucks to repair and maintain, and continuous overheads that were very extensive when compared to the funds (or lack of) that were incoming. In the evenings he would discuss his concerns with his wife, Patricia, and still find no relief from the worry and frustration.

 

""Lin, I have a really bad feeling,"" he would say with deep woe.""What could you do differently?"" she would ask.James would stare off for a moment and then close eyes. He could see the fleet of trucks he had purchased over the years. He could see them on the road, delivering good to all his loyal customers. But somewhere, a haze would form over his fleet and the vast number of vehicles would disappear to but a few. What on earth was happening to create the death of his business?""I think I know what it could be,"" James said. ""I've relied too long on the profits I receive from invoices alone. I've let too many of our customers go too long without paying on their bills."" All Patricia could do was hold his hand and look at him tenderly. 'We know it is a difficult economy at the moment - perhaps it will take a while for people to get on top of their bills'.""James knew his wife meant well, but he knew that he was responsible for too many people to sit idly by, waiting for the sun to peak over the clouds.The next day James strolled into his office and was determined to sit down and make every phone call to every client who had owed Smith money. Now, it wasn't the most efficient way to spend a day as a chief executive, what he really needed to be doing was to be overseeing all of the other intricacies of shipment and delivery and reaching out to prospective clients or retraining his sales team to do the same. Even though he was doing something to help his company, he knew he had folks on salary to do just this thing. A waste of time - a waste of money - he had the best intentions, but all the while James was realising just how much trouble he was in.Poor James spent the whole morning trying in vain to contact his debtors: they promised to call back, dodged his calls, or made small interest-only payments. He was beginning to feel quite despaired when his secretary knocked on his door.

 

""Can I have a word with you James?"" she asked standing in the doorway.

 

""Of course Wanda, please come in."" James leaned back in his chair and looked expectantly at Wandaerely.""Well James, this afternoon I did some research, trying to work out how we are going to get out of this mess."" She pulled a small stack of papers from a folder and set them on the desk before him.""Have you ever heard of factoring?"" she asked.""It does sound vaguely familiar. What is it?"" he said.""Well,"" she began, ""It�s actually quite simple really.

 

So basically, factoring invoices would enable us to get paid on the nose for loads that we haul.""James interrupted ""Immediately?"".""Yes, immediately,"" she continued, ""In a nutshell, it is pretty easy. We can have an expert account manager review our numbers and help us complete a company profile. Included in the profile would be the investigation of our accounts receivable aging reports, our current customers' credit limits etc.. In addition, factoring will assist in determining our customers' creditworthiness, independent from their credit relationship with our company. It�s a broad view.""I see,� James said. �And then what?""Well, after their review, and we�re approved for a factoring contract, we can negotiate terms and conditions. There�s a lot of flexibility depending on the business volume and credit histories. This company tells us what the cost will be to purchase factoring for our accounts receivable. Once we arrive at a mutual agreement, the funding begins.�James was still a little concerned. He leaned forward in his chair and studied the paperwork very closely.""I do not know, Wanda - it just sounds too good to be true"", James said quietly.""Yes, I know; that's exactly what I thought at the beginning. But think about it, James: they've guaranteed that experts will do all the paperwork, and that will free us up to do what we should be doing - focusing on our customers in good standing, and that kind of stuff. They appear to be very flexible, James,"" she underlined a paragraph on the paper before him.""How flexible?"" he asked.""It seems that they personalize their factoring charges so that the amount they're prepared to work with is commensurate with our client's debt and our needs. Apparently they can figure this all out in two to four days.

 

""That sounds pretty good, seeing as we tapped ourselves out with bank loans last year to repair the fleet and money sure is tight. We need to keep business rolling as normal and every day we�re going unpaid, we�re closer to facing some serious problems in both the short and long term,"" said James.James took in a long slow breath, then looked at his secretary with something like hope in his eyes.""Exactly�. This could very well be the answer to resolving the problems we are having with these clients who still owe us money.""James thought about this and agreed with Wandaerley. The clients who owed them money were long standing friends and professional resources of Smith. Just because they were experiencing difficulties paying their own bills now, James was very concerned about losing these relationships. James knew that the economy had taken a hit and he knew that it would probably be a long time before things started to look up again. That unknown amount of time could create a disaster situation for both of them if he wasn't careful in how these debtors were handled. Of course he did not want to lose any more money, but he did not want to lose business either.""Well, let me think about this tonight Wanda, thank you."" Wanda stood up and left James's office, with the nice feeling of knowing that she may just have solved a very serious problem.James stayed at his desk for a long time, looking over the details they hadn't discussed during their meeting. What other issues could freight factoring help Smith with? With his pencil gliding down the sheet he noticed that the factoring company could help fray the cost of fuel with fuel discount cards and fuel advances. James was surprised: it said that his company could get up to fifty percent cash advances on load pickups. As a man who hated binding contracts with no room to breathe, he was pleased to see that this factoring company would not make him sign a long term contract, would not make him pay any sign up fees and there was no minimum volume required.""I must tell Alvin the good news,"" James muttered to himself.Alvin is James's son-in-law, and he really admired the ideas behind Smith, so much so that only two years before he had started his own transportation service business. At that time James knew the struggles Alvin would face, but he still encouraged him to follow his dream. With the economy the way it was, if an established company such as Smith was struggling then the little guys, like Alvin, were going to be in even more trouble. Perhaps the antidote to these problems was in freight factoring, and they were about to find out.Some months later, having successfully gone through the entire process of the application, having experts study his credit history and statements and review his accounts receivable, James found that he was starting his journey out of the despair which had been created for him by his delinquent account holders.They took on reasonable factoring purchase contracts and stopped spending their precious man hours scrambling to collect debt. They used that time to refocus their efforts in being competitive in new territories. James recalled those dismal months when he wasn't aware of freight factoring, and he shuddered at those memories. Had he missed the boat on this one, he probably wouldn't be in business today.

 

"

 

 

 

 

 

 

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Trucking Invoice Factoring

 

The reason why Trucking Firms Make use of Factoring Firms.

 

As the owner of your own company, you may be much more than aware already of the challenge in making certain that capital concerns do not become a dilemma down the line. Anyway, the most terrible thing that can potentially transpire for your enterprise is to find yourself involved in a long and tough condition that leaves you forever searching for the cash you are in need of on an ongoing manner.

 

For virtually any company in this condition, the issue can come for waiting for work to lapse and actually be brought in into your balance. Invoices, checks, and the like could take some time to actually to be taken care of which can easily leave you with temporary available resources problems. The good news is, there are alternatives out there for enterprises to examine-- and just one of these is factoring agencies.

 

Factoring companies will, in substitution for your invoices, grant you with the cash right now in order that you do not have to worry about the delaying duration that could make paying off the bills and purchasing materialsmore tough. With this sort of system, invoice factoring can end up being incredibly helpful for several enterprises who have to avoid a money pitfall which they have discovered themselves in.

 

For the reason that, basing on the volume of the job, it can take up to 60 days for many establishments to get paid then it is vital to cover your own back and definitely not leave yourself funds short to pay off the monthly bills. After all, how many enterprises have two months revenue just lying there to cover all their expenditures till they earn?

 

This is specifically true of trucking companies. They generally manage numbers of invoices which means a huge quantity of collection time involves business owner themselves. Trying to get paid off promptly can turn into an incredible struggle and this is precisely why you employ trucking factoring organizations who are pleased to help out truckers mainly.

 

As most of us know, trucking is an exceptionally massive market with many firms out there utilizing hundreds of operators. Regretfully, numerous of these drivers wind up in finances predicaments because they are still awaiting work from six weeks previously to actually compensate them. When this is the scenario for a trucking business, consulting factoring providers for assistance might be the ideal choice left.

 

This signifies that a truck business can compensate the salaries of the crew, keep all the trucks refilled with gas and continue to escalate, grow and expand without always waiting for the income which is taking too prolonged to come in. Trucking Business enterprises working without a factoring program established are leaving themselves at notable threat, as contenders cash out quickly and continue to broaden.

 

There's honestly not much to be distressed about when it comes to using a Factoring company-- they usually are not like a banking company or a person who is going to leave you with a massive mound of financial debt to repay. You give them genuine invoices from output you have already finalized , you are only speeding the payment system.

 

In the United States, where truck agencies survive, factoring establishments are not considered borrowing in any capacity. This private settlement then permits both parties to make money and take pleasure in a worry-free future-- it gives the factoring firm a secured resource of income to add to the list and it offers the trucking company the required cash that they sweated to get.

 

The trucking enterprise gives their statements to the factoring firm. The trucking factoring business then receive the payments from the trucking company's clients. Factoring has been in existence for centuries and has been employed for decades by plenty of different industries-- but none exceeding so than truckers. While you may miss out on a small part of the money, something like 1-3 % depending on who you work with, it signifies that you are acquiring the cash today and can actually begin setting the resources to operate.

 

Anyway, an IOU or an invoice is absolutely not going to cover costs, is it? For trucking establishments when the resources can be fantastic one day and gone the next, it is up to the drivers to work smartly and to make sure that they are leaving themselves with a substantial volume of time and finance to get through the week until they are handed over once more.

 

So the next instance your trucking company is having some momentary capital issues and you are investing an excessive amount of time chasing slowly paying clienteles, why not start off thinking about making use of a factoring businesses as a manner to get your cash and give yourself a more pleasant future in the eyes of your trucking personnel and your bank dividend?

 

 

 

 

 

 

 

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"

Factoring in the Future of a Trucking Business: A Story The phone was ringing on his desk, and Gilbert Franklin just sat there letting it ring. He let his morning coffee cool and left his cigarette to ash itself in the tray, because he is trying to make the biggest decision ever for his trucking company. Franklin Trucking Company had reached a turning point and he now had to make a decision as to whether he should sign up with a factoring company, and indeed if this would be a good or regrettable decision for his business.

 

Gilbert�s father had started as an owner-operator and had grown Franklin Trucking Company into a fifteen trailer fleet over forty years. There had been some hard times when it seemed everything was going to go under and even Gilbert�s mother strapped herself into a cab to make hauls. His father had lived long enough to witness the price of hires drop during the recession and watch the eruption of fuel prices afterwards. But now things were different: the company was in Gilbert's hands and he needed to ensure that this business would be left in great shape for his sons.

 

There just never seemed to be enough money to go around, and certainly no spare cash, but to move his company successfully into the future he needed a steady and reliable cash flow. He had employees to pay. They all have families and the usual household bills. Some of the refrigerated trailers were in need of repairs and he felt to stay competitive it was also a good idea to invest in specialized haulers to be ready for the constant requests he was getting for loads of new energy and agriculture equipment. Every time he had to turn down a request, Franklin Trucking looked weak in a very strong market.

 

He knew what his father would have said - 'wait, take your time before adding new technology'. Gilbert allowed himself a good hard chuckle. He remembered when his father was totally against installing GPS units in the cabs. His Dad would say ""Why on earth do you need some stranger telling you to get off the exit that everyone knows has been there for years?� Also his father had the habit of teasing all the drivers he caught switching into automatic even though driving in automatic was much more efficient though not manly in his father�s eyes. His father days were long gone and technology was actually an important improvement for the business such as having Qualcomm to cut down on fruitless time communicating on the phone for bills of lading.

 

Gilbert knew he was right in his forward thinking. What would be the next step for Franklin Trucking? And how would he be able to afford it? Business funding was tied up in fuel bills and the mortgage for the garage and office. Thankfully he'd just finished paying off the bank loan for the installation of satellite radio in the trucks.

 

He wondered about factoring - was this the answer for him? There was a lot he didn�t understand about the process. It sounded a lot like ninth grade algebra which just didn�t feel like it belonged as part of the trucking business. Factoring companies buy your invoices and manage your accounts receivable for a certain percentage of the invoiced amount. The factoring company gives the trucking business its payment right away which allows the business to have continuous cash flow so it can pay employees, buy fuel, and make repairs for upcoming hauls. Without this assistance, you're placed in the position of waiting for payment from your customers, and this can often be thirty days, or more. During those thirty days the trucking company cannot pay its employees and bills with invoices.

 

Now it was time for Gilbert to do his homework. He had heard of companies charging for same day money transfers, advancing a percentage of the money owed to your business, while the rest is held in a private account if the bill wasn't paid within sixty or more days. Plus it was worse still if the customer didn�t pay up at all because then the factoring company would take it right out of the money supposed to be coming to you! Through the grapevine, he�d also heard about how some companies suddenly slipped you onto a sliding scale of percentages even if you had already signed a lengthy contract for maybe 3% or 7% so there you are with 10% coming as a cost to you out of the freight bill. His colleague, Ronnie, who owned a trucking company in Missouri, was nearly destroyed by a factoring company who charged him the full freight bill on top of the fees for factoring. He knew he would have to be very careful if he was to avoid any of these shady companies?

 

But it turned out to be quite easy. All the factoring companies he researched were open about their business practices and very friendly on the phone when he called. Customer service appeared to understand their company and explained in clear, concise English exactly how it all worked. He was quite happy to sign an exclusive contract. In fact, he was quite pleased with the idea of a long-term contract because he knew this was a one-off and he would not have to keep going back and forth to different companies. He was not charged for a credit check, and in addition he was offered a fuel advance on the pick-up of a load. Many companies offered a non-recourse factoring program that suited him just fine. Also he was happy to hear how much he was offered in terms of percentages on the freight bills. It was good money.

 

It was really refreshing dealing with the factoring people. They were more personable than those loan managers at the bank. It seemed as though those bank people spoke another language, but these factoring guys knew the trucking business and spoke to him like a client, not like a beggar for a handout. The factoring companies were not interested in his credit nor the financial problems his father had experienced in the past. All the factoring company was interest in was the credit of his customers and on their reliability: this worked great for Gilbert because he and his father had created a very strong and loyal list of clientele over the years. He knew immediately that there would not be any problems when they were contacted by the factoring company regarding their invoices. His clients wouldn�t think poorly of Franklin Trucking and the factoring companies appeared capable of handling the accounts receivable in the same polite manner that his father had used over the years.

 

Gilbert stepped out of his office to let his secretary know to expect the arrival of the factoring contract shortly. There was a new bounce is his step now: he knew instinctively that this new step would raise the future of his company to a new and higher level, and that all the stress from the past could now be put behind him. With the capabilities of this new cash flow, Gilbert could actually expand Franklin Trucking Company further across the country and perhaps even go international into Canada. He was a happy man again knowing that he had just made a decision which would guarantee the success of his business and his sons would not be inheriting a financial mess.

 

"

 

 

 

 

 

 

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Date Published- 2014- 12-15 Factoring For Trucking

 

"

Bank Loans

 

Bank loans are an extremely traditional way for a business to get financing. These loans can be a life-saver, but they're not always available to every business. For example, a fairly newly established business simply may not have the assets to readily get a loan from a bank, even if they do, the standard collateral for a business loan is the business itself, which means that if you cannot make your loan payment, you risk losing your entire business. Plus, the amount you apply for through the bank is the actual amount that you are going to receive. Of course, once that loan has been re-paid, you can always re-apply for another loan.

 

What Are Trucking Factoring Companies?

 

Trucking Factoring companies do not give loans, and the money you get from the Trucking Factoring company does not put you in debt. The finance you receive from the Trucking Factoring company is determined by money already earned by your business, but not yet received. Trucking Factoring companies actually purchase your accounts receivable or at least part of them for a percentage of their total worth, Normally around 80%-95%. The amount of finance you can receive will be based on the amount you have earned and the accounts receivable you are prepared to sell. Once a Trucking Factoring account has been created for you, it will continue for as long as you need it, with the money available continuing to grow as your business grows, and providing cash as you require it.

 

What Are The Benefits Of A Trucking Factoring Company Versus A Traditional Bank Loan?

 

While not every business can take advantage of Trucking Factoring account financing (you have to have a business that has account receivables) for those that can use this type of financing there are several distinct benefits.

 

1. You will not Incur Debt. You do not incur debt as you do with a bank loan because the Trucking Factoring company actually purchases your accounts receivable. This has many benefits including the fact, that this type of financing will not affect either your business credit rating or your personal credit rating. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. With a bank loan, the debt goes onto your credit report, and even one late payment can adversely affect your businesses credit, and even the ability to get insurance and may even reflect upon your personal credit rating.

 

2. There's no collateral required. Another benefit of using a Trucking Factoring company instead of a traditional loan is that you are not required to provide collateral to the Trucking Factoring company in order to secure financing, because the company �buys� the accounts receivables; not loans you money based on them. In addition, while the Trucking Factoring company does run a credit check on your customers whose accounts receivables are offered for financing, the state of your credit is not an issue. This makes it easier for fledgling businesses to get the financing they need through a Trucking Factoring company (as long as their accounts receivables are in good order) then from a bank, who may not feel that you have been in business long enough to be worth the risk of issuing you a loan.

 

3. You'll receive the money faster. Using a Trucking Factoring company means that you'll get the finance quicker. Once the Trucking Factoring company assures itself that the customers in your accounts receivable are likely to pay their debt, the money is usually in the account within 24 hours. With a bank, there are vast amounts of paperwork, then the loan has to be underwritten, which can take months before you actually see the loan if it is approved.

 

4.Interest is Paid Up Front. With a bank loan interest continues to build, and this has to be paid the whole time you have a business loan; however with a Trucking Factoring company there is no interest - they take it right off the top by deducting it from the total amount of receivable accounts. So you do not have to worry about monthly loan repayments, and you do not have to worry about the amount of interest payable, because all the money in the account is yours to spend.

 

As you can see, there are several benefits that makes considering financing through a Trucking Factoring company over a traditional bank worthwhile. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The most important benefits is that once you sell your accounts receivable to the factory company, you do not have to take time away from running your business to collect the money owed from reluctant to pay customers. Since these accounts belong to the Trucking Factoring company, this is now their job. Trucking Factoring companies are very efficient at debt collecting, and this frees up your valuable time to devote to running your company.

 

In addition, since the Trucking Factoring company evaluates the credit quality of your customers prior to purchasing the accounts receivable you gain valuable information into which customers are likely to pay and which ones are not so likely to pay.A Trucking Factoring company is not the only method of gaining access to finance for the running and growing of your business, however it does offer a financing option well worth considering.

 

"
http://Ocf.Com

 

 

 

 

 

More Freight Bill Factoring Companies -Articles

 

 

 

"

Bank Loans

 

Bank loans are an extremely traditional way for a business to get financing. These loans can be a life-saver, but they're not always available to every business. For example, a fairly newly established business simply may not have the assets to readily get a loan from a bank, even if they do, the standard collateral for a business loan is the business itself, which means that if you cannot make your loan payment, you risk losing your entire business. Plus, the amount you apply for through the bank is the actual amount that you are going to receive. Of course, once that loan has been re-paid, you can always re-apply for another loan.

 

What Are Trucking Factoring Companies?

 

Trucking Factoring companies do not give loans, and the money you get from the Trucking Factoring company does not put you in debt. The finance you receive from the Trucking Factoring company is determined by money already earned by your business, but not yet received. Trucking Factoring companies actually purchase your accounts receivable or at least part of them for a percentage of their total worth, Normally around 80%-95%. The amount of finance you can receive will be based on the amount you have earned and the accounts receivable you are prepared to sell. Once a Trucking Factoring account has been created for you, it will continue for as long as you need it, with the money available continuing to grow as your business grows, and providing cash as you require it.

 

What Are The Benefits Of A Trucking Factoring Company Versus A Traditional Bank Loan?

 

While not every business can take advantage of Trucking Factoring account financing (you have to have a business that has account receivables) for those that can use this type of financing there are several distinct benefits.

 

1. You will not Incur Debt. You do not incur debt as you do with a bank loan because the Trucking Factoring company actually purchases your accounts receivable. This has many benefits including the fact, that this type of financing will not affect either your business credit rating or your personal credit rating. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. With a bank loan, the debt goes onto your credit report, and even one late payment can adversely affect your businesses credit, and even the ability to get insurance and may even reflect upon your personal credit rating.

 

2. There's no collateral required. Another benefit of using a Trucking Factoring company instead of a traditional loan is that you are not required to provide collateral to the Trucking Factoring company in order to secure financing, because the company �buys� the accounts receivables; not loans you money based on them. In addition, while the Trucking Factoring company does run a credit check on your customers whose accounts receivables are offered for financing, the state of your credit is not an issue. This makes it easier for fledgling businesses to get the financing they need through a Trucking Factoring company (as long as their accounts receivables are in good order) then from a bank, who may not feel that you have been in business long enough to be worth the risk of issuing you a loan.

 

3. You'll receive the money faster. Using a Trucking Factoring company means that you'll get the finance quicker. Once the Trucking Factoring company assures itself that the customers in your accounts receivable are likely to pay their debt, the money is usually in the account within 24 hours. With a bank, there are vast amounts of paperwork, then the loan has to be underwritten, which can take months before you actually see the loan if it is approved.

 

4.Interest is Paid Up Front. With a bank loan interest continues to build, and this has to be paid the whole time you have a business loan; however with a Trucking Factoring company there is no interest - they take it right off the top by deducting it from the total amount of receivable accounts. So you do not have to worry about monthly loan repayments, and you do not have to worry about the amount of interest payable, because all the money in the account is yours to spend.

 

As you can see, there are several benefits that makes considering financing through a Trucking Factoring company over a traditional bank worthwhile. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The most important benefits is that once you sell your accounts receivable to the factory company, you do not have to take time away from running your business to collect the money owed from reluctant to pay customers. Since these accounts belong to the Trucking Factoring company, this is now their job. Trucking Factoring companies are very efficient at debt collecting, and this frees up your valuable time to devote to running your company.

 

In addition, since the Trucking Factoring company evaluates the credit quality of your customers prior to purchasing the accounts receivable you gain valuable information into which customers are likely to pay and which ones are not so likely to pay.A Trucking Factoring company is not the only method of gaining access to finance for the running and growing of your business, however it does offer a financing option well worth considering.

 

"

 

 

 

 

 

 

 

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